Covid-19 Punched us in the Mouth – Now What?
How did we get Here? About a month ago our lives were seemingly normal. Going to work, talking with friends, seeing family, and going to stores and restaurants was part...Read More
Paycheck Protection Program – keep your pay going!
Overview The goal of the Paycheck Protection Program (PPP) is to keep workers employed during the Covid-19 national emergency pandemic. This program provides loan...Read More
Emergency Financial Steps in a Crisis
A national emergency such as the Covid-19 pandemic or a deep recession requires you to take emergency financial steps to protect you and your family. This post is...Read More
The Logical Way to Buy Equities Lower and Sell Higher
Trying to time the market is a losing game Some people spend their entire investing lives trying to time the market in an attempt to buy at the low and sell at the...Read More
Project Your Finances to Get on a better Path – Free Spreadsheet available
IF YOU JUST WANT THE SPREADSHEET CLICK HERE AND SEND US A QUICK MESSAGE TO REQUEST IT. ——->BUDGET TOOL WE WILL SEND IT TO YOU WITHIN 24 HOURS Understanding...Read More
Five Ways to Save Money
Number 1 – Free Baby Sitting If you have kids that need a sitter, why not switch off with your neighbors, friends or family? You go out and your neighbors,...Read More
Three things you can do this week to put money back in your pocket
Here are some quick hitters you can apply right now to put some money back in your pocket. It will require a little effort, but the hourly rate of return can be...Read More
Yes – You can be a Student without a Student Loan!
Yes – you can help get your son or daughter through college with little or no student loan debt! If you are the student there are also plenty of things you can do...Read More
Lifestyle Inflation – the Hidden Financial Killer
We’ve all been there. You start to make more money. Then you start to spend more money. Life feels more fun and you begin to loosen up the spending...Read More
Adopt the 20% rule and get on the path to financial security
One of the key principles of increasing your wealth over time is living within your means. This is no different than a successful business. If a business...Read More
Welcome To SmartMoneyToolBox
Hi, my name is John. I am a CPA who has worked in both public accounting and private industry since my career began in 1990. Building financial security is a marathon - not a sprint. It’s not a get rich quick formula. If you provide the effort, SmartMoneyToolbox will supply the tools!
