Articles - SmartMoneyToolbox

Roth contributions vs Traditional retirement deferrals

Saving and Investing

Roth contributions vs Traditional retirement deferrals

Charles Schwab: Best low cost ETFs and index funds

Saving and Investing

Charles Schwab: Best low cost ETFs and index funds

Energy tax credit for natural gas tankless water heaters

Smart Spending

Energy tax credit for natural gas tankless water heaters

IRS forms 1099 and 1040: What are the differences?

Taxes

IRS forms 1099 and 1040: What are the differences?

Top tips to save you money on prescription drugs

Smart Spending

Top tips to save you money on prescription drugs

Home equity line or 401K Loan: which is better?

Debt

Home equity line or 401K Loan: which is better?

Is 2 million dollars enough money for me to retire?

Saving and Investing

Is 2 million dollars enough money for me to retire?

Best Fidelity Index Funds for a low cost portfolio

Saving and Investing

Best Fidelity Index Funds for a low cost portfolio

Book Lessons: The Millionaire Next Door by Thomas Stanley

Book Reviews

Book Lessons: The Millionaire Next Door by Thomas Stanley

Employee guide to taxable mileage expense reimbursement

Taxes

Employee guide to taxable mileage expense reimbursement

What can you do to fix a demagnetized credit card?

Smart Spending

What can you do to fix a demagnetized credit card?

Credit card documents you should shred to avoid identity theft

Risk Mitigation

Credit card documents you should shred to avoid identity theft

What is the CID credit card security code number?

Risk Mitigation

What is the CID credit card security code number?

Bear Stock Market 2022

Saving and Investing

Bear Stock Market 2022

10 Ways to Offset High Gas Prices

Smart Spending

10 Ways to Offset High Gas Prices

Legit Ukraine Donation Sites

Smart Spending

Legit Ukraine Donation Sites

Personal Financial Check-up

Saving and Investing

Personal Financial Check-up

5 Reasons to File your Tax Return Early

Risk Mitigation

5 Reasons to File your Tax Return Early

Buy Now – Pay Later is a Bad Deal for You!

Smart Spending

Buy Now – Pay Later is a Bad Deal for You!

Is Slow Service the New Normal?

Smart Spending

Is Slow Service the New Normal?

“You Can’t Eat Your House”

Smart Spending

“You Can’t Eat Your House”

Atomic Habits and the benefits for your finances

Book Reviews

Atomic Habits and the benefits for your finances

Why I’m Unhappy when all my Investments go up

Editor's Pick

Why I’m Unhappy when all my Investments go up

How far above or below water are you financially?

Saving and Investing

How far above or below water are you financially?

Lifestyle Inflation – the Hidden Financial Killer

Saving and Investing

Lifestyle Inflation – the Hidden Financial Killer

Three things you can do this week to put money back in your pocket

Smart Spending

Three things you can do this week to put money back in your pocket

Never buy a TIMESHARE!

Smart Spending

Never buy a TIMESHARE!

Don’t be Fooled by Fake Benefits that will Cost you!

Smart Spending

Don’t be Fooled by Fake Benefits that will Cost you!

Save Big with Second Opinions

Risk Mitigation

Save Big with Second Opinions

Do you need a Budget?

Saving and Investing

Do you need a Budget?

You can’t stop it but you can contain vehicle costs

Smart Spending

You can’t stop it but you can contain vehicle costs

Should I Buy Individual Stocks?

Saving and Investing

Should I Buy Individual Stocks?

Age 30 – Time to Get Serious about your Finances

Editor's Pick

Age 30 – Time to Get Serious about your Finances

Benefits of a Health Savings Account

Saving and Investing

Benefits of a Health Savings Account

Yes you Can Do Better than a 4% Safe Withdrawal Rate

Editor's Pick

Yes you Can Do Better than a 4% Safe Withdrawal Rate

Time to Make a few Phone Calls & then Ring the Cash Register!

Smart Spending

Time to Make a few Phone Calls & then Ring the Cash Register!

Take precautions to protect yourself from scam artists

Risk Mitigation

Take precautions to protect yourself from scam artists

Using Cushion and an Emergency Fund for Financial Stability

Saving and Investing

Using Cushion and an Emergency Fund for Financial Stability

New vs Used Car- What is the best choice?

Editor's Pick

New vs Used Car- What is the best choice?

Ways to Reduce Your Auto Insurance Premiums

Smart Spending

Ways to Reduce Your Auto Insurance Premiums

Covid-19 Punched us in the Mouth – Now What?

Debt

Covid-19 Punched us in the Mouth – Now What?

Paycheck Protection Program – keep your pay going!

Debt

Paycheck Protection Program – keep your pay going!

Emergency Financial Steps in a Crisis

Debt

Emergency Financial Steps in a Crisis

The Logical Way to Buy Equities Lower and Sell Higher

Saving and Investing

The Logical Way to Buy Equities Lower and Sell Higher

Project Your Finances to Get on a better Path – Free Spreadsheet available

Saving and Investing

Project Your Finances to Get on a better Path – Free Spreadsheet available

Five Ways to Save Money

Smart Spending

Five Ways to Save Money

Yes – You can be a Student without a Student Loan!

Debt

Yes – You can be a Student without a Student Loan!

Adopt the 20% rule and get on the path to financial security

Saving and Investing

Adopt the 20% rule and get on the path to financial security

Stop Paying PMI and Keep the Savings

Debt

Stop Paying PMI and Keep the Savings

Book review: The Richest Man Who Ever Lived

Book Reviews

Book review: The Richest Man Who Ever Lived

Your Credit Score Does Matter

Smart Spending

Your Credit Score Does Matter

How To Keep Car Repairs Under Control

Smart Spending

How To Keep Car Repairs Under Control

Use Attitude Money to Reduce Stress In Your Financial Life

Saving and Investing

Use Attitude Money to Reduce Stress In Your Financial Life

Is There Money Out There For You?

Saving and Investing

Is There Money Out There For You?

The Power of the Phone Call

Smart Spending

The Power of the Phone Call

The $100 Rule – Another Tool in Your Toolbox

Smart Spending

The $100 Rule – Another Tool in Your Toolbox

Your Hard Earned Savings Are Better Off At An Online Bank

Saving and Investing

Your Hard Earned Savings Are Better Off At An Online Bank

How To Avoid The Customer Loyalty Penalty

Smart Spending

How To Avoid The Customer Loyalty Penalty

How To Become Aware Of Hidden Costs

Editor's Pick

How To Become Aware Of Hidden Costs

How To Get Out Of Credit Card Debt

Debt

How To Get Out Of Credit Card Debt

Tips on Saving Money in a Consumer’s World

Editor's Pick

Tips on Saving Money in a Consumer’s World

Pin It on Pinterest