Project Your Finances to Get on a better Path – Free Spreadsheet available
IF YOU JUST WANT THE SPREADSHEET CLICK HERE AND SEND US A QUICK MESSAGE TO REQUEST IT. ——->BUDGET TOOL WE WILL SEND IT TO YOU WITHIN 24 HOURS Understanding...Read More
Five Ways to Save Money
Number 1 – Free Baby Sitting If you have kids that need a sitter, why not switch off with your neighbors, friends or family? You go out and your neighbors,...Read More
Three things you can do this week to put money back in your pocket
Here are some quick hitters you can apply right now to put some money back in your pocket. It will require a little effort, but the hourly rate of return can be...Read More
Yes – You can be a Student without a Student Loan!
Yes – you can help get your son or daughter through college with little or no student loan debt! If you are the student there are also plenty of things you can do...Read More
Lifestyle Inflation – the Hidden Financial Killer
We’ve all been there. You start to make more money. Then you start to spend more money. Life feels more fun and you begin to loosen up the spending...Read More
Adopt the 20% rule and get on the path to financial security
One of the key principles of increasing your wealth over time is living within your means. This is no different than a successful business. If a business...Read More
Stop Paying PMI and Keep the Savings
Private Mortgage Insurance, or PMI, is another drain on your wallet. If you buy a house, but are unable to make a 20% down payment, PMI will apply in most...Read More
Book review: The Richest Man Who Ever Lived
King Solomon’s Secrets to Success, Wealth and Happiness By Steven K. Scott After reading this book there is no doubt why it was a National Best...Read More
Your Credit Score Does Matter
Your credit score is important. It can impact your ability to borrow money (and at what interest rate) from anyone. A low credit score could cost you thousands of...Read More
How To Keep Car Repairs Under Control
For most of us, cars are one of our top expenses. Typically, cars are the number two expense after housing. Figuring out how to minimize vehicle costs will...Read More
Welcome To SmartMoneyToolBox
Hi, my name is John. I am a CPA who has worked in both public accounting and private industry since my career began in 1990. Building financial security is a marathon - not a sprint. It’s not a get rich quick formula. If you provide the effort, SmartMoneyToolbox will supply the tools!
