Welcome to SmartMoneyToolbox.com!
The purpose of this site is to help you improve your financial situation. Whether you are trying to get out of debt, get on a path to financial security, plan for retirement, or just wanting to learn more about tools that you can use to improve your financial life, this is the site for you!
I have become proficient on many financial topics through personal experience, plenty of reading, and my 29 year CPA career. I have a passion for this stuff, and I want to pass it on. I believe in lifelong learning and continuous improvement.
My goal is to provide actionable tips that you can use to improve your financial life. I provide the tools, but it is up to you to vet out the options and then take action. Comment on the articles, contact me, and let me know how this site has added value for you. I also welcome your feedback on how this site can be improved to help you even more.
I have provided links to resources that contain more information on a topic or a product or service that may help you out. I’ll do my best to make sure that the items I ask you to consider here are quality resources.
Let’s press on together and take charge of our finances!
Regards,
Subscribe for weekly updates!
Stay up to date with the latest information on securing your financial future. Learn how to manage your money, pay off debt, and more!
Latest Posts
How far above or below water are you financially?
As mentioned in our Principles section, our Golden rule of personal finance is to live beneath your means. In other words, if on average you are spending less than you are earning, you are making progress! If you were to follow just one tenet of personal finance, this...
Take precautions to protect yourself from scam artists
It seems that today's electronic age is a breeding ground for scam artists. From spoof caller id calls, to identity theft, to account theft. The types and attempts appear to be endless. Ultimately most scams can be beaten with a combination of basic common sense while...
Using Cushion and an Emergency Fund for Financial Stability
You hear a lot of discussion these days about emergency funds, and with good reason. The recent pandemic really hit people hard and not having adequate savings can create a catastrophic financial situation. For example, many people filed for unemployment benefits but...
Top Posts
How far above or below water are you financially?
As mentioned in our Principles section, our Golden rule of personal finance is to live beneath your means. In other words, if on average you are spending less than you are earning, you are making progress! If you were to follow just one tenet of personal finance, this...
Covid-19 Punched us in the Mouth – Now What?
How did we get Here? About a month ago our lives were seemingly normal. Going to work, talking with friends, seeing family, and going to stores and restaurants was part of the normal routine for many. Then bam! We got punched in the mouth by this Covid-19 virus. Out...
Paycheck Protection Program – keep your pay going!
Keep That Paycheck coming during this crisis!