Welcome to SmartMoneyToolbox.com!

The purpose of this site is to help you improve your financial situation.  Whether you are trying to get out of debt, get on a path to financial security, plan for retirement, or just wanting to learn more about tools that you can use to improve your financial life, this is the site for you!

I have become proficient on many financial topics through personal experience, plenty of reading, and my 30+ year CPA career. I have a passion for this stuff, and I want to pass it on.  I believe in lifelong learning and continuous improvement.

My goal is to provide actionable tips that you can use to improve your financial life. I provide the tools, but it is up to you to vet out the options and then take action. Comment on the articles, contact me, and let me know how this site has added value for you.  I also welcome your feedback on how this site can be improved to help you even more.

I have provided links to resources that contain more information on a topic or a product or service that may help you out.  I’ll do my best to make sure that the items I ask you to consider here are quality resources.

Let’s press on together and take charge of our finances!


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Latest Posts

10 Ways to Offset High Gas Prices

10 Ways to Offset High Gas Prices

High inflation and the war in Ukraine have resulted in very high gas prices. Everyone is feeling the pinch. This is not a new problem. Gas prices have been high in the past, such as the 1970's. Just like back then, you have to get resourceful in order to reduce costs....

Legit Ukraine Donation Sites

Legit Ukraine Donation Sites

There is a humanitarian crisis in Ukraine due to the invasion against their country. There is a tremendous need for food, medicine and other support. If you want to donate to support the citizens of Ukraine, please make sure you find a legitimate organization. During...

Personal Financial Check-up

Personal Financial Check-up

We have recently added a new tool for the toolbox! This is a personal financial check-up scorecard. By providing some financial highlights you get an instant report of your financial situation. How cool is that! Here is the page link which is also a menu option at the...

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