Should I Buy Individual Stocks?
Should I Buy Individual Stocks? It’s a common question when deciding to invest in the equity markets. My opinion is that it depends on if you like to gamble and...Read More
Age 30 – Time to Get Serious about your Finances
Once you hit age 30, it’s about time to get serious about your finances. If you are like most (we’ve all been there), you enjoyed your 20’s, spent...Read More
Benefits of a Health Savings Account
What is an HSA HSA stands for Health Savings Account. It is an account that you own and is designed for you to pay medical expenses now or in the future. If you meet...Read More
Yes you Can Do Better than a 4% Safe Withdrawal Rate
It’s well know in the personal investment community that a 4% Safe Withdrawal Rate (herein called “SWR”) is the general standard for planning for...Read More
How far above or below water are you financially?
As mentioned in our Principles section, our Golden rule of personal finance is to live beneath your means. In other words, if on average you are spending less than you...Read More
Using Cushion and an Emergency Fund for Financial Stability
You hear a lot of discussion these days about emergency funds, and with good reason. The recent pandemic really hit people hard and not having adequate savings can...Read More
