Covid-19 Punched us in the Mouth – Now What?
How did we get Here? About a month ago our lives were seemingly normal. Going to work, talking with friends, seeing family, and going to stores and restaurants was part...Read More
Paycheck Protection Program – keep your pay going!
Overview The goal of the Paycheck Protection Program (PPP) is to keep workers employed during the Covid-19 national emergency pandemic. This program provides loan...Read More
Emergency Financial Steps in a Crisis
A national emergency such as the Covid-19 pandemic or a deep recession requires you to take emergency financial steps to protect you and your family. This post is...Read More
Yes – You can be a Student without a Student Loan!
Yes – you can help get your son or daughter through college with little or no student loan debt! If you are the student there are also plenty of things you can do...Read More
Stop Paying PMI and Keep the Savings
Private Mortgage Insurance, or PMI, is another drain on your wallet. If you buy a house, but are unable to make a 20% down payment, PMI will apply in most...Read More
How To Get Out Of Credit Card Debt
Credit card debt is a big problem for many people. At the interest rates credit card companies charge, it doesn’t take long to fall behind on...Read More
Welcome To SmartMoneyToolBox
Hi, my name is John. I am a CPA who has worked in both public accounting and private industry since my career began in 1990. Building financial security is a marathon - not a sprint. It’s not a get rich quick formula. If you provide the effort, SmartMoneyToolbox will supply the tools!
