Here are some quick hitters you can apply right now to put some money back in your pocket. It will require a little effort, but the hourly rate of return can be...
I’ll tell you why and then I’ll give you my own experience and some ways to rid yourself of this expensive cash eating monster. First, anything sold using...
Remember that businesses first want to survive and then to flourish, just like you. The difference is that businesses have armies of people whose goal is for you to buy...
I just read an article about a crooked dentist who took advantage of his patients by giving them unnecessary crowns and root canals. He gave some people more than 10...
Do you need a budget? What is the purpose of a budget? Can you get by without one? Why have a budget The main reason for a budget is to decide in advance where your...
Hi, my name is John. I am a CPA who has worked in both public accounting and private industry since my career began in 1990. Building financial security is a marathon - not a sprint. It’s not a get rich quick formula. If you provide the effort, SmartMoneyToolbox will supply the tools!