A national emergency such as the Covid-19 pandemic or a deep recession requires you to take emergency financial steps to protect you and your family. This post is...
Trying to time the market is a losing game Some people spend their entire investing lives trying to time the market in an attempt to buy at the low and sell at the...
One of the key principles of increasing your wealth over time is living within your means. This is no different than a successful business. If a business...
It makes logical sense that if you have some cash in reserve, you will have less stress in your day to day financial life. I call this financial cushion “attitude...
With all the financial transactions that go on in our economy, there are many situations that occur where a business owes money to another business or individual, but...
Hi, my name is John. I am a CPA who has worked in both public accounting and private industry since my career began in 1990. Building financial security is a marathon - not a sprint. It’s not a get rich quick formula. If you provide the effort, SmartMoneyToolbox will supply the tools!