Some financial decisions are not as straight forward as they may appear. That is because sometimes there are costs that are not easily observed. Let’s...
As an individual in a consumption based society, it’s an almost unfair battle for your wallet. From a very early age you have been, and continue to be, pummeled...
Hi, my name is John. I am a CPA who has worked in both public accounting and private industry since my career began in 1990. Building financial security is a marathon - not a sprint. It’s not a get rich quick formula. If you provide the effort, SmartMoneyToolbox will supply the tools!