For many people, cars are the number two cost each month only behind their home or rent expense. Not only that, but vehicles are a horrible use of money. They lose...
Should I Buy Individual Stocks? It’s a common question when deciding to invest in the equity markets. My opinion is that it depends on if you like to gamble and...
What is an HSA HSA stands for Health Savings Account. It is an account that you own and is designed for you to pay medical expenses now or in the future. If you meet...
Hi, my name is John. I am a CPA who has worked in both public accounting and private industry since my career began in 1990. Building financial security is a marathon - not a sprint. It’s not a get rich quick formula. If you provide the effort, SmartMoneyToolbox will supply the tools!