New vs Used Car- What is the best choice?
A car is a lifestyle choice and a significant financial decision When I was a child I remember my dad always saying “A car keeps you poor” and a “car...Read More
Ways to Reduce Your Auto Insurance Premiums
Seven ideas to get better rates 1. Raise your deductible. Make sure that you could handle the new higher deductible in case of an accident. Consider putting the...Read More
Covid-19 Punched us in the Mouth – Now What?
How did we get Here? About a month ago our lives were seemingly normal. Going to work, talking with friends, seeing family, and going to stores and restaurants was part...Read More
Paycheck Protection Program – keep your pay going!
Overview The goal of the Paycheck Protection Program (PPP) is to keep workers employed during the Covid-19 national emergency pandemic. This program provides loan...Read More
Emergency Financial Steps in a Crisis
A national emergency such as the Covid-19 pandemic or a deep recession requires you to take emergency financial steps to protect you and your family. This post is...Read More
Welcome To SmartMoneyToolBox
Hi, my name is John. I am a CPA who has worked in both public accounting and private industry since my career began in 1990. Building financial security is a marathon - not a sprint. It’s not a get rich quick formula. If you provide the effort, SmartMoneyToolbox will supply the tools!
